2024R0358 - Summary
COMMISSION DELEGATED REGULATION (EU) 2024/358 of 29 September 2023 supplementing Regulation (EU) 2020/1503 of the European Parliament and of the Council with regard to regulatory technical standards specifying requirements on credit scoring of crowdfunding projects, pricing of crowdfunding offers, and risk management policies and procedures (Text with EEA relevance)
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🇫🇷 French Version: 2024R0358_FR.0. Open the PDF. Direct link to EUR-LEX.
Article 1 - Format of the description of the method to calculate credit scores for crowdfunding projects and prices of crowdfunding offers
Article 2 - Elements to be included in the description of the method used to calculate credit scores for crowdfunding projects
Article 3 - Elements to be included in the description of the method used to calculate prices of crowdfunding offers
Article 4 - Approaches and information for credit risk assessment and loan valuation
Article 5 - General requirements for credit risk assessments of crowdfunding projects or project owners
Article 6 - Information to be considered in the credit risk assessments of crowdfunding projects or project owners
Article 7 - Factors to be considered in assessing the financial situation of the project owner or of the crowdfunding project
Article 8 - Information to be considered in assessing of the business model and strategy of crowdfunding projects or project owners
Article 9 - Information on credit protection arrangements
Article 10 - Information on funded credit protection
Article 11 - Information on unfunded credit protection
Article 12 - Accounting information
Article 13 - Information to be considered for loan valuation
Article 14 - Factors to ensure fair and appropriate pricing of loans
Article 15 - Governance arrangements for information for clients
Article 16 - Policies for disclosing information to clients
Article 17 - Establishment of a risk management framework
Article 18 - Roles and functions established in the risk management framework
Article 19 - Risk categories
Article 20 - Approval of crowdfunding projects
Article 21 - Use of automated models
Article 22 - Policies for credit risk assessment
Article 23 - Entry into force