ESMA_QA_465

Status: ✅ Answer Published

Link to ESMA Q&A tool: https://www.esma.europa.eu/publications-data/questions-answers/465

---

Regulatory Context

Regulation : SECR

Level 1 Regulation: Securitisation Regulation (EU) 2017/2402

Level 2 Regulation: No information available

Level 3 Regulation: No information available

Topic: STS Securitisations

Subject Matter: Article 20(8) of the Securitisation Regulation (“SECR”) and article 1 and 2 of the RTS on Homogeneity

---

Question

Submission Date: 17 March 2022

1a. Can mortgages that are secured by non-owner occupied residential real estate and mortgages that are secured by mixed-use real estate properties considered to be both residential mortgages and thus can a combination of these two types considered to be homogeneous in accordance with article 1(a)(i) of the RTS on homogeneity?

1b. Could alternatively buy-to-let mortgages, in this case consisting of both mortgages that are secured by non-owner occupied residential and mortgages that are secured by mixed-use real estate properties, be considered as an asset type within the meaning of article 1(a)(viii) of the RTS on homogeneity?

---

ESMA Answer

Answer Date: 10-11-2023

No answer has been published yet for this question.

---

This document was automatically extracted from the ESMA EMIR Q&A database.