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🔗 Back to Summary. 🇫🇷 French Version: 2022R2115_FR.5. Back to Summary of LVL1. Open the PDF. Direct link to EUR-LEX.
Article 4 – Methodology for the calculation of the expected default rate of loans by risk category ⬅️ | ➡️ Article 6 – Data accuracy
Article 5 - Assignment to risk categories
For the purposes of Articles 3 and 4, crowdfunding service providers shall assign the individual loans to the relevant risk category set out in the risk-management framework on the basis of sound and well-defined criteria and taking into account all the relevant factors that may have unfavourable effects on the performance of the loans.